Find the Right Funding for Your Solar Project in Auckland
Solar is a great investment in your home or business.
For some people, the initial financial outlay may not be easy. How many solar panels depends on your site and the energy you need. Batteries are great, but may not suit every situation. How much you will save by having a solar generation and storage solution depends on many factors and therefore affects how quickly you will get a return on your investment.
If you are thinking of selling in the next few years, the payback could be sooner!
Talk with us about various funding options to suit your financial situation. There may also be government subsidies available in the future so watch this space.
Westpac Warm Up Loan
A warmer, drier, healthier and energy efficient home.
Interest-free loan up to $50,000 for five years.
Choose a mix of insulation, heat pumps, double glazing, ventilation, wood burners, solar power systems and batteries, as well as electric vehicle chargers.
Flexibility to make lump sum payments or pay the loan off earlier without prepayment costs.
Westpac Warm Up is available for new or current Westpac Choices Home Loan customers.
No establishment fee applies.
ANZ Good Energy Home Loan
Top up your ANZ Home Loan at a fixed rate of 1% for 3 years, up to $80,000, to make your home more energy efficient and better for the environment
ASB Better Homes Top Up
Set your home up for the future, with an ASB Better Homes Top Up.
Top up your ASB Home Loan, up to $80,000, to make your home drier, warmer or more energy efficient or to purchase a hybrid or electric vehicle.
BNZ Green Home Loan top-ups
You could borrow up to $80,000 at a 1% p.a. 3 year fixed rate to pay for eligible upgrades to your home or for electric transport options.
Kiwibank Sustainable Energy Loan
If you borrow more than $5,000, Kiwibank will contribute up to $2,000 over four years towards the cost of the system – $800 at the end of the first year and $400 at the end of each of the following three years.
If you’re already a Kiwibank Home Loan customer, we’ll waive the home loan top-up fee.
Q Card - For Buying Things That Matter
Q Card offers a range of competitive interest-free deals and payment holidays.
Up to 48 months interest free
Pre-approval with normal credit and lending criteria to be met
Financing fees apply for terms in excess of 6 months, please see below.
| Term | Minimum Spend | Fees | Repayment Amount | Finance Fee |
|---|---|---|---|---|
| 6 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 0.00% |
| 12 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 2.95% |
| 18 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 4.00% |
| 24 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 6.5% |
| 36 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 8% |
| 48 Months | $500 | New Customers: $55 establishment fee. Existing Customers: $35 advance fee. Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments) |
Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required. | 10% |
